If you run a business, you will know how difficult it could be if something happened to a key employee. We can help your business with different types of protection.
To help protect your business if a key employee, shareholder or partner dies or becomes seriously ill.
Disability Cover for business
To help your business if a key employee, shareholder or partner suffers from a disabling illness or injury.
We can help you provide cover:
Key person cover
Protect your profits if you lose a vital employee, such as a director.
Shareholder and Partner Protection
This enables your company to retain control of the business should a shareholder or business partner die or become seriously ill.
Allows you to pay off any outstanding business loans should you, a shareholder or business partner die, or become seriously ill.
In addition we can help small companies with pension arrangements, such as a Small Self Administered Scheme (SSAS).
A SSAS gives its members considerable flexibility and control over the investment policy and underlying assets of the pension and can provide financial benefits for a business, including a loan back to the founder or sponsoring employer of up to 50% of the fund value (subject to HMRC rules).
In addition, a business can purchase property to lease back to the sponsoring employer at an open market rent, which can provide a range of tax advantages.
For more information please Contact us.