Our Blog.

Read our thoughts and views on all things wealth.

The importance of first time buyers to the housing market

Posted on 17/11/2017 by Global Administrator | with 0 comments

First time buyers remain a key constituent of the UK housing market. Without them the market would stagnate as the chains cannot be formed that enable everyone to move along the property ladder.   At the current time a lot of property can seem over-priced. First time buyers should search for value wherever they can and we outline steps they can follow to be 'mortgage ready'.

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Is now a good time to review your mortgage?

Posted on 13/07/2017 by Administrator | with 0 comments

UK mortgage rates are at some of the lowest rates ever. Have you reviewed your mortgage recently? If not, now may be a good time to do it. Our mortgage advisers would be delighted to hear from you to help you achieve the best rate.  

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How vulnerable is your household?

Posted on 27/03/2017 by Global Administrator | with 0 comments

A recent report by Scottish Widows* has highlighted that millions of Briton’s are under protected should a serious illness, such as cancer, stroke or heart attack, strike.      

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What’s the IHT position on final salary transfers?

Posted on 06/03/2017 by Global Administrator | with 0 comments

What if the transfer is driven by the desire for better death benefits and the customer is in relatively poor health? There are many reasons why people consider transferring from a final salary scheme but if death benefits are a key driver due to the ill health of the member, being aware of the IHT position is crucial.

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Could your wealth aspirations benefit from our lending advice?

Posted on 11/01/2017 by Global Administrator | with 0 comments

In 2016 we helped many of our clients achieve their property aspirations in the residential, buy to let and commercial market sector.

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The danger of retaining profit within your business

Posted on 11/01/2017 by Global Administrator | with 0 comments

Everyone knows that a successful business is one which grows and generates profit for its shareholders.  However not everyone realises that if this profit is retained in cash and not reinvested in assets, then the valuable tax relief which makes trading businesses exempt from inheritance tax, could be lost.

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What impact could long term care costs have on your retirement wealth?

Posted on 11/01/2017 by Global Administrator | with 0 comments

Moving into a nursing or residential care home can be a highly emotional time but the potential costs involved could have a serious impact on your wealth. Here we explore what the impact could mean financially. We can help you to avoid the many pitfalls in trying to negate the costs.

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Is equity release a dirty word?

Posted on 11/01/2017 by Global Administrator | with 0 comments

The history of this sector has been problematical with issues surrounding lenders, product terms and costs but times have changed and equity release has cleaned up it's act. Today standards are higher and regulation is more focused and appropriate. It is not always a perfect solution but for the right client and their circumstances it is certainly well worth considering. Financial advisers must be authorised and qualified to advise on these plans so contact us to find out whether it may be suitable for you.

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Season's Greetings from everyone at Dentons Wealth

Posted on 07/12/2016 by Global Administrator | with 0 comments

At Dentons Wealth, we're always thinking about how we can help you financially. Please read our seasonal message.

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Post Brexit - what to expect next?

Posted on 10/08/2016 by Global Administrator | with 0 comments

The recent Brexit campaign and subsequent vote to leave the EU has clearly dominated the headlines in the UK and we recognise this is an issue that is likely to concern individuals and how their investments may be affected.

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BREXIT: impact on your investments

Posted on 27/06/2016 by Global Administrator | with 0 comments

Markets are clearly shocked by the outcome of the referendum but it is important to focus on the long term and to weather the short term pressures on markets and investments.

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Final reflections on the impending EU Referendum

Posted on 13/06/2016 by Global Administrator | with 0 comments

Reflections seems an odd word prior to the event but the build up to the EU referendum seems to have been going on for so long that everything that could be said has been said on whether the UK should remain or leave the European Union. Here we post an update and summary with just over a week to go.

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IHT Planning beyond trusts and wills

Posted on 13/06/2016 by Global Administrator | with 0 comments

Our research has shown that for many clients nearing, or at retirement, the need to maintain a certain level of assets in their estate is of paramount importance. Although we recognise that wills, gifts and trusts are all effective tools for mitigating inheritance tax, pressure is growing on individuals to hold larger amounts of easily accessible funds to cover a range of potential situations.

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Investment markets and the Brexit Conundrum

Posted on 25/05/2016 by Global Administrator | with 0 comments

With the impending vot on 23 June as to whether the UK stays in or leaves the EU, there are two main factors to consider: the effect of a potential Brexit on the financial markets in the lead up to the vote and to what extent economic indicators will override these fears. Our role as Independent Financial Advisers is to help our clients to navigate the uncertainty and to create investment solutions that can survive and flourish beyond Brexit.

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A volatile cocktail

Posted on 26/04/2016 by Global Administrator | with 0 comments

With the lead up to the EU referendum becoming more vocal it is easy to blame the uncertainty surrounding the UK vote on whether to stay in Europe or go our own way as the reason why the stock market is so volatile. The truth though is that the volatility pre-dates the earliest political murmurings on the subject.

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By George! It's an ISA of a Lifetime!

Posted on 22/03/2016 by Global Administrator | with 0 comments

Chancellor Goerge Osborne has launched a Lifetime ISA to encourage those under 40 to save for both house deposits - and their retirement. Osborne said: 'You do not have to choose between saving for the first time or saving for retirement. Unlike a pension, you won't pay tax when you come to take out in retirement.'

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Continued market and ecomonic volatility

Posted on 23/02/2016 by Administrator | with 0 comments

Continuous market and economic volatility is affecing asset prices so here we provide some observations and views on the current events.

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Surviving the market storm

Posted on 16/02/2016 by Global Administrator | with 0 comments

We have seen a lot of articles in recent months about the volatility of the financial markets and the need to stay calm and avoid panic selling. We have tried to objectively appraise the situation and look at the effect of time on the return of investments.

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Lifetime Allowance reduction and transitional protection

Posted on 27/01/2016 by Administrator | with 0 comments

Transitional protection legislation to protect against LTA reduction is not available until after April 2016.

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'Brexit from EU' - not a simple Yes or No

Posted on 23/10/2015 by Administrator | with 0 comments

Will Britain leaving the EU have a negative impact on the financial markets and receipts of foreign investment or are these scare-mongering stories? We take a balanced look at the impact a Yes or No vote could have.

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No reason to be 'down' - September 2015

Posted on 16/09/2015 by Administrator | with 0 comments

There are very good reasons why the world stock markets are ‘down’ in value but this need not extend to investors’ moods. The markets have been very unkind recently and now they have reverted to normality, this may be seen as a chance to take advantage of better value investments rather than a reason to want to sell.

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No longer having a smashing time! August 2015

Posted on 05/08/2015 by Administrator | with 0 comments

We are all familiar with the Greek practice of smashing plates and glasses as part of traditional dancing, especially for the benefit of tourists in nightclubs. The origins of this go back to the concept of ’conspicuous consumption’, the idea that the wealthy could afford to destroy their crockery rather than have to wash and re-use it. How far away this seems from the Greek economy today! As the Greek Stockmarket re-opened this week plunging by 23%, and the strict terms of the bailout deal are causing shockwaves in the Greek Parliament, it is far from clear whether the Greek economy can recover from the debt crisis or whether there will be more grief in the months and years ahead and the effect this will have on the Eurozone and the EU.

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Greece is the word

Posted on 19/06/2015 by Administrator | with 0 comments

Our latest market commentary shows that not much has changed since our commentary in May but 'volatily' and 'caution' are the watch words

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How have the markets reacted to the UK election?

Posted on 15/05/2015 by Administrator | with 0 comments

Last week the market commentators were pre-occupied by the effect the results of the UK General Election would have on our financial markets. We now know a lot more about the accuracy of the pollsters than we do the markets, although most commentators are more optimistic for the rest of the year.

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Cautious market optimism?

Posted on 20/04/2015 by Administrator | with 0 comments

We wait to see what outcome the UK General Election will have on the markets and whether the cautious optimism maintained by forecasters is justified but making predictions can be a tricky business.

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A lifetime’s savings can be lost in a moment

Posted on 17/03/2015 by Administrator | with 0 comments

Pension scammers are continually looking for new ways to target individuals and their pension savings and are likely to be more active with the introduction of the new pension freedoms. Find out how you can help to avoid becoming a pension scam 'victim'.

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Will 2015 be a difficult year for investors?

Posted on 12/03/2015 by Administrator | with 0 comments

Most commentators are optimistic that the global economy will start to grow at a faster pace, led by the developed countries. However some of the emerging markets face a tougher year. Gross Domestic Product (GDP) growth in the developed markets is forecast by the International Monetary Fund (IMF) to go up from 1.8% to 2.4% and world output is predicted to grow by 3.5% this year compared to 3.3% in 2014.

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Take action while you can

Posted on 16/09/2014 by Administrator | with 0 comments

More than half of Britons do not have a will. When asked why most say it is too costly or too time consuming but do you really know the implications of not having a will?

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The calm before the storm...

Posted on 31/07/2014 by Administrator | with 0 comments

It is widely believed that we are approaching the end of the most painful 5 year bull-run in history. While stockmarkets have continued to rise from their 2013 levels, no one is feeling euphoric about this, and many investors are looking for things to worry about.

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2014 - so far so good . . . just!

Posted on 21/05/2014 by Administrator | with 0 comments

After a generally strong 2013, the beginning of 2014 has seen many markets follow an uncertain path to date. Progress has been positive in most markets, but volatility has increased, seeing a greater divergence between "winners" and "losers" at both a sector and fund level.

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Brinkmanship see deals done: markets react positively

Posted on 21/10/2013 by Administrator | with 0 comments

The US Republican and Democrat party’s finally agreed, albeit reluctantly, to pass a bill to raise the country’s debt ceiling and avoiding a default. As with the previous occasion at the beginning of this year this is only a temporary solution and the position will need to be reviewed again with a new deadline of 7th February 2014.

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What the US Government shut down means

Posted on 03/10/2013 by Administrator | with 0 comments

The US Government shutdown - what does it mean and how has it affected the econony?

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Carney makes his mark

Posted on 12/08/2013 by Administrator | with 0 comments

Our view on the first report from the new Governor of the Bank of England.

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Hang onto your hats . . . it's very bumpy out there!

Posted on 23/07/2013 by Administrator | with 0 comments

From an investors point of view we have had a very interesting past three months with a change in tone in financial markets during July, compared to the more difficult period during May and June in particular.

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Investment market - fast approaching a record?

Posted on 05/06/2013 by Global Administrator | with 0 comments

As we approach the half way mark for this year it is worth reflecting on what a good period it has been for the investor.

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Investor update - Off to a flying start

Posted on 02/04/2013 by Global Administrator | with 0 comments

What an amazing start investors have had to 2013. In January most share indices were up at least 5% and this upward trend has continued and been repeated globally...

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2013: off to a flying start

Posted on 07/01/2013 by Administrator | with 0 comments

What an amazing start investors have had to the New Year. In January most share indices are up at least 5%. So rare is this occurrence, and taking the FTSE 100 Index as an example since it was established in 1984, this was its third biggest ever January rise.

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Posted on 30/07/2012 by Jane Betterton | with 0 comments

As the country is gripped with Olympic fever I thought it appropriate to draw an appropriate comparison with our own investment strategy.

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The Eurozone Saga Update

Posted on 27/06/2012 by Global Administrator | with 0 comments

As Greeks love to point out, they invented democracy. Of course they also invented tragedy. The trouble is they haven’t invented anything since — and that was 2,500 years ago. They love the bail-out. They hate its terms. Greeks also, and understandably, hate the idea of resuming the (devalued) drachma. In their recent elections the Greeks could either vote for the conservatives, stay in the euro and continue the EU’s austerity; or vote for Syriza, default, leave the euro — and suffer even more...

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